Universal health coverage means everyone is able to use the quality health services they need without experiencing financial hardship. Out-of-pocket payments can create a financial barrier to access, resulting in unmet need, and lead to financial hardship among people using health services, including medicines.
WHO/Europe works with Member States to monitor financial protection and find ways of reducing out-of-pocket payments for the people most in need of protection.
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All →Labour migration within the Eurasian Economic Union (EEU) is vital for regional integration, highlighting the need for equitable health-care access for...
1 October 2025
Can people avoid the avoidable co-payments caused by reference pricing for outpatient medicines?
Reference pricing is a coverage (reimbursement) policy used in many health systems primarily to limit public spending on outpatient medicines but also...



